金(jin)融(rong)(rong)(rong)(rong)和實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)從(cong)來(lai)都是共生(sheng)共榮的(de)(de)關系，實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)根深蒂(di)固，金(jin)融(rong)(rong)(rong)(rong)才能枝繁葉茂；金(jin)融(rong)(rong)(rong)(rong)與實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)循環通暢，實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)才會活力四射。金(jin)融(rong)(rong)(rong)(rong)是現代經(jing)(jing)濟(ji)(ji)(ji)(ji)的(de)(de)核心，金(jin)融(rong)(rong)(rong)(rong)活，經(jing)(jing)濟(ji)(ji)(ji)(ji)活。為(wei)實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)服務(wu)，滿足經(jing)(jing)濟(ji)(ji)(ji)(ji)社會發(fa)展需(xu)要，是金(jin)融(rong)(rong)(rong)(rong)的(de)(de)本分。黨的(de)(de)十八(ba)大以來(lai)，我(wo)國金(jin)融(rong)(rong)(rong)(rong)業取得新的(de)(de)重大成就，金(jin)融(rong)(rong)(rong)(rong)服務(wu)實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)的(de)(de)能力穩(wen)步提升(sheng)。為(wei)實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)服務(wu)是金(jin)融(rong)(rong)(rong)(rong)的(de)(de)天職和宗旨，也(ye)是防范(fan)金(jin)融(rong)(rong)(rong)(rong)風險、確(que)保金(jin)融(rong)(rong)(rong)(rong)自身持續(xu)健(jian)康(kang)發(fa)展的(de)(de)根本舉措(cuo)。新形勢下，我(wo)國經(jing)(jing)濟(ji)(ji)(ji)(ji)面臨的(de)(de)突(tu)出(chu)問(wen)題是需(xu)求結(jie)構升(sheng)級，但供給體(ti)(ti)(ti)系沒跟上(shang)，供需(xu)出(chu)現結(jie)構性失(shi)衡(heng)，導致(zhi)實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)循環不暢。金(jin)融(rong)(rong)(rong)(rong)要更(geng)好服務(wu)實(shi)(shi)(shi)(shi)體(ti)(ti)(ti)經(jing)(jing)濟(ji)(ji)(ji)(ji)，必須按(an)照(zhao)供給側結(jie)構性改革(ge)的(de)(de)要求，以解決融(rong)(rong)(rong)(rong)資(zi)難(nan)融(rong)(rong)(rong)(rong)資(zi)貴為(wei)抓(zhua)手，連(lian)接供求、組織(zhi)資(zi)源(yuan)，在修復國內(nei)經(jing)(jing)濟(ji)(ji)(ji)(ji)失(shi)衡(heng)方面發(fa)揮更(geng)積極(ji)的(de)(de)作用。

更好服(fu)務(wu)實(shi)體(ti)(ti)經(jing)濟(ji)，金(jin)融(rong)(rong)(rong)(rong)業(ye)要(yao)(yao)轉(zhuan)變方式、優(you)化結構。經(jing)濟(ji)發(fa)(fa)展(zhan)進入新常態，上(shang)規模、拼數量的外(wai)延式擴張老路已走到(dao)盡頭(tou)，金(jin)融(rong)(rong)(rong)(rong)業(ye)要(yao)(yao)樹立質量優(you)先、效率至(zhi)上(shang)的理念，轉(zhuan)向(xiang)內(nei)涵式發(fa)(fa)展(zhan)，在供(gong)給側更加(jia)注重以客(ke)戶需(xu)(xu)求(qiu)為導向(xiang)、以服(fu)務(wu)創(chuang)造價值，靠(kao)競爭力吃飯(fan)。要(yao)(yao)下決心優(you)化融(rong)(rong)(rong)(rong)資結構體(ti)(ti)系，打造能滿(man)足(zu)實(shi)體(ti)(ti)經(jing)濟(ji)需(xu)(xu)求(qiu)的金(jin)融(rong)(rong)(rong)(rong)鏈(lian)。直(zhi)接融(rong)(rong)(rong)(rong)資要(yao)(yao)補短板，把發(fa)(fa)展(zhan)直(zhi)接融(rong)(rong)(rong)(rong)資特別是股權(quan)融(rong)(rong)(rong)(rong)資放(fang)在突出位(wei)置，加(jia)快(kuai)資本市場改(gai)革，盡快(kuai)形成(cheng)(cheng)融(rong)(rong)(rong)(rong)資功能完(wan)(wan)備、基(ji)(ji)礎制度扎實(shi)、市場監管有效、投資者合法權(quan)益得到(dao)充分保(bao)護(hu)的多層次市場體(ti)(ti)系；間(jian)接融(rong)(rong)(rong)(rong)資要(yao)(yao)調結構，加(jia)快(kuai)完(wan)(wan)成(cheng)(cheng)國有大(da)銀行戰(zhan)略轉(zhuan)型(xing)，發(fa)(fa)展(zhan)中小銀行和民(min)營金(jin)融(rong)(rong)(rong)(rong)機構，完(wan)(wan)善中長期融(rong)(rong)(rong)(rong)資制度，滿(man)足(zu)準公(gong)益性產品和基(ji)(ji)礎設(she)施融(rong)(rong)(rong)(rong)資需(xu)(xu)求(qiu)。

更好服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)實體經(jing)濟(ji)，金融業(ye)要聚(ju)(ju)焦(jiao)主業(ye)、強(qiang)化(hua)(hua)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)。金融是(shi)(shi)(shi)現代(dai)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)業(ye)不可或缺的組成部(bu)分，聚(ju)(ju)焦(jiao)主業(ye)是(shi)(shi)(shi)金融業(ye)安身立命之本，強(qiang)化(hua)(hua)服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)是(shi)(shi)(shi)金融業(ye)發(fa)展壯大(da)之道(dao)。各(ge)類金融機構(gou)應當(dang)加快轉變(bian)經(jing)營模式，做(zuo)優主業(ye)，做(zuo)精專業(ye)，在服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)經(jing)濟(ji)社會(hui)(hui)發(fa)展中創造(zao)價值(zhi)和(he)利潤。要繼續降低(di)金融機構(gou)收(shou)費(fei)標準(zhun)，堅決治理“不服(fu)(fu)(fu)(fu)務(wu)(wu)(wu)、只收(shou)費(fei)”現象，清理規范中間環節，縮短資金鏈條(tiao)，避免(mian)以(yi)“通道(dao)”“名股實債”等(deng)方式變(bian)相抬高實體經(jing)濟(ji)融資成本，努力實現經(jing)濟(ji)價值(zhi)和(he)社會(hui)(hui)價值(zhi)的統一。

更(geng)好服(fu)務(wu)實體經(jing)濟(ji)(ji)，金(jin)(jin)融(rong)業要審慎創新(xin)(xin)、穩(wen)健發展。創新(xin)(xin)是推(tui)促(cu)金(jin)(jin)融(rong)業前行的(de)(de)(de)動力，但(dan)創新(xin)(xin)必須依法合規(gui)(gui)，不能打(da)著創新(xin)(xin)的(de)(de)(de)名義，盲目鋪攤(tan)子，大(da)搞資金(jin)(jin)體內循(xun)環(huan)和(he)(he)脫實向虛，更(geng)不能搞金(jin)(jin)融(rong)詐(zha)騙(pian)。要扎根(gen)于為實體經(jing)濟(ji)(ji)服(fu)務(wu)，圍繞人民群眾和(he)(he)實體經(jing)濟(ji)(ji)多(duo)樣化的(de)(de)(de)需求進行金(jin)(jin)融(rong)創新(xin)(xin)。國際金(jin)(jin)融(rong)危(wei)機的(de)(de)(de)一大(da)教訓，就是如果金(jin)(jin)融(rong)機構(gou)(gou)處于病態，很(hen)難為實體經(jing)濟(ji)(ji)服(fu)好務(wu)。要促(cu)進金(jin)(jin)融(rong)機構(gou)(gou)規(gui)(gui)范運營，保障金(jin)(jin)融(rong)機構(gou)(gou)和(he)(he)金(jin)(jin)融(rong)體系自身健康(kang)，解決好金(jin)(jin)融(rong)機構(gou)(gou)在(zai)內控管理、資產質量、服(fu)務(wu)水平、競爭(zheng)能力等方面不適(shi)應(ying)實體經(jing)濟(ji)(ji)發展的(de)(de)(de)問題，真(zhen)正以源頭活水澆灌(guan)實體經(jing)濟(ji)(ji)茁壯成長。

求木之長(chang)者，必固其根本(ben)；欲(yu)流之遠者，必浚(jun)其泉(quan)源。我(wo)國(guo)是(shi)靠實體(ti)經(jing)(jing)濟(ji)(ji)(ji)發(fa)展(zhan)起來的，也必將依靠實體(ti)經(jing)(jing)濟(ji)(ji)(ji)走向未來，任(ren)何時候，實體(ti)經(jing)(jing)濟(ji)(ji)(ji)都是(shi)我(wo)國(guo)保(bao)持經(jing)(jing)濟(ji)(ji)(ji)平(ping)穩(wen)運行、不(bu)斷提(ti)升國(guo)際競爭(zheng)力的基(ji)石。做好新(xin)常態(tai)下的金(jin)融工作(zuo)，切不(bu)可忘記服務(wu)(wu)實體(ti)經(jing)(jing)濟(ji)(ji)(ji)這個根本(ben)，各(ge)地區各(ge)部門要認識到位、行動(dong)到位，積極主動(dong)適(shi)應深化(hua)供給側(ce)結(jie)構(gou)性(xing)改革新(xin)要求，扎扎實實把金(jin)融工作(zuo)做好，全面(mian)提(ti)高金(jin)融服務(wu)(wu)實體(ti)經(jing)(jing)濟(ji)(ji)(ji)的效(xiao)率和水平(ping)，促進(jin)經(jing)(jing)濟(ji)(ji)(ji)和金(jin)融良性(xing)循環(huan)、健康發(fa)展(zhan)。

《 人民日報 》（ 2017年07月16日 01 版(ban)）