每經(jing)AI快訊(xun)，11月17日，中國銀保監(jian)會制定并發(fa)布了《人(ren)身保險(xian)(xian)(xian)產(chan)(chan)品信息(xi)(xi)披(pi)(pi)(pi)(pi)露(lu)管(guan)(guan)(guan)理(li)(li)辦法(fa)(fa)》，保險(xian)(xian)(xian)公(gong)(gong)(gong)司作為產(chan)(chan)品信息(xi)(xi)披(pi)(pi)(pi)(pi)露(lu)的(de)(de)(de)主體(ti)，應當將產(chan)(chan)品的(de)(de)(de)條款、費率、現金(jin)價值全表等與消費者權益密切相(xiang)關的(de)(de)(de)信息(xi)(xi)進行全面(mian)披(pi)(pi)(pi)(pi)露(lu)。信息(xi)(xi)披(pi)(pi)(pi)(pi)露(lu)對(dui)象包(bao)括投保人(ren)、被保險(xian)(xian)(xian)人(ren)、受益人(ren)及(ji)社(she)會公(gong)(gong)(gong)眾。保險(xian)(xian)(xian)公(gong)(gong)(gong)司應當完善內部產(chan)(chan)品信息(xi)(xi)披(pi)(pi)(pi)(pi)露(lu)管(guan)(guan)(guan)理(li)(li)機(ji)制，披(pi)(pi)(pi)(pi)露(lu)材料由保險(xian)(xian)(xian)公(gong)(gong)(gong)司總公(gong)(gong)(gong)司統一(yi)負(fu)責管(guan)(guan)(guan)理(li)(li)，保險(xian)(xian)(xian)公(gong)(gong)(gong)司不得(de)授權或委托個人(ren)保險(xian)(xian)(xian)代理(li)(li)人(ren)自(zi)行修(xiu)改(gai)保險(xian)(xian)(xian)產(chan)(chan)品的(de)(de)(de)信息(xi)(xi)披(pi)(pi)(pi)(pi)露(lu)材料。保險(xian)(xian)(xian)機(ji)構相(xiang)關管(guan)(guan)(guan)理(li)(li)人(ren)員在產(chan)(chan)品信息(xi)(xi)披(pi)(pi)(pi)(pi)露(lu)管(guan)(guan)(guan)理(li)(li)、材料制定、使用等方面(mian)的(de)(de)(de)責任(ren)。同時(shi)，也明確了違反本辦法(fa)(fa)對(dui)保險(xian)(xian)(xian)機(ji)構和(he)相(xiang)關責任(ren)人(ren)可采取的(de)(de)(de)監(jian)管(guan)(guan)(guan)措施(shi)和(he)處罰舉措。（銀保監(jian)會官網）