每經AI快訊，根據(ju)山西省(sheng)太(tai)原(yuan)市(shi)住(zhu)房公(gong)(gong)(gong)(gong)積金(jin)(jin)管理中心公(gong)(gong)(gong)(gong)眾號2月6日消息，太(tai)原(yuan)購(gou)買首(shou)(shou)套住(zhu)房申請住(zhu)房公(gong)(gong)(gong)(gong)積金(jin)(jin)個(ge)(ge)人貸款(kuan)(kuan)的(de)(de)，首(shou)(shou)付比(bi)例為(wei)不低于(yu)購(gou)房總價的(de)(de)20%；購(gou)買第二(er)套改(gai)善型(xing)住(zhu)房申請住(zhu)房公(gong)(gong)(gong)(gong)積金(jin)(jin)個(ge)(ge)人貸款(kuan)(kuan)的(de)(de)，首(shou)(shou)付比(bi)例為(wei)不低于(yu)購(gou)房總價的(de)(de)40%。目(mu)前，太(tai)原(yuan)首(shou)(shou)套住(zhu)房公(gong)(gong)(gong)(gong)積金(jin)(jin)個(ge)(ge)人貸款(kuan)(kuan)利(li)率(lv)是(shi)5年(nian)以(yi)(yi)下（含）2.6%，5年(nian)以(yi)(yi)上3.1%；二(er)套住(zhu)房公(gong)(gong)(gong)(gong)積金(jin)(jin)個(ge)(ge)人貸款(kuan)(kuan)利(li)率(lv)是(shi)5年(nian)以(yi)(yi)下（含）3.025%，5年(nian)以(yi)(yi)上3.575%。太(tai)原(yuan)住(zhu)房公(gong)(gong)(gong)(gong)積金(jin)(jin)貸款(kuan)(kuan)額(e)度為(wei)雙(shuang)職(zhi)工最高(gao)(gao)64萬(wan)元，單職(zhi)工最高(gao)(gao)40萬(wan)元，同時最高(gao)(gao)貸款(kuan)(kuan)額(e)度受繳存職(zhi)工繳存年(nian)限限制(zhi)，繳存年(nian)限在三(san)年(nian)以(yi)(yi)下的(de)(de)，最高(gao)(gao)貸款(kuan)(kuan)額(e)度24萬(wan)元。