每經AI快訊，近期，橫琴(qin)人壽發(fa)(fa)(fa)(fa)布變更注冊資(zi)(zi)本相關(guan)公(gong)(gong)告稱，公(gong)(gong)司(si)擬新(xin)增(zeng)(zeng)注冊資(zi)(zi)本約(yue)7.53億元(yuan)，若本次增(zeng)(zeng)資(zi)(zi)順利(li)落(luo)地(di)，公(gong)(gong)司(si)股東珠(zhu)海鏵創投資(zi)(zi)管(guan)理(li)(li)有(you)限公(gong)(gong)司(si)在橫琴(qin)人壽的(de)(de)持(chi)股比(bi)例將由(you)32.9%上升(sheng)(sheng)(sheng)至(zhi)49%。這條消息(xi)引(yin)發(fa)(fa)(fa)(fa)保(bao)險(xian)(xian)(xian)業(ye)關(guan)注。 一直以(yi)來，增(zeng)(zeng)資(zi)(zi)和發(fa)(fa)(fa)(fa)債是保(bao)險(xian)(xian)(xian)公(gong)(gong)司(si)提升(sheng)(sheng)(sheng)償付(fu)能(neng)力充足(zu)率的(de)(de)兩(liang)大渠道(dao)。據不完全統(tong)計，今年(nian)以(yi)來截至(zhi)3月10日，6家(jia)險(xian)(xian)(xian)企(qi)獲批(pi)增(zeng)(zeng)資(zi)(zi)67.8億元(yuan)。隨(sui)著(zhu)部(bu)分險(xian)(xian)(xian)企(qi)增(zeng)(zeng)資(zi)(zi)計劃獲批(pi)，今年(nian)險(xian)(xian)(xian)企(qi)增(zeng)(zeng)資(zi)(zi)總額或持(chi)續提升(sheng)(sheng)(sheng)。不過，年(nian)內(nei)險(xian)(xian)(xian)企(qi)暫無獲批(pi)發(fa)(fa)(fa)(fa)債和實際發(fa)(fa)(fa)(fa)債的(de)(de)情況。 多(duo)位業(ye)內(nei)人士表示，結合目前險(xian)(xian)(xian)企(qi)的(de)(de)經營(ying)情況來看，險(xian)(xian)(xian)企(qi)尤其(qi)是中(zhong)小險(xian)(xian)(xian)企(qi)應該多(duo)維(wei)度(du)提升(sheng)(sheng)(sheng)償付(fu)能(neng)力充足(zu)率。對(dui)外經濟貿易(yi)大學保(bao)險(xian)(xian)(xian)學院教授王國軍表示，中(zhong)小險(xian)(xian)(xian)企(qi)應從三方(fang)面提升(sheng)(sheng)(sheng)償付(fu)能(neng)力：一是加強財務(wu)管(guan)理(li)(li)，提高資(zi)(zi)金利(li)用效率；二是建立完善的(de)(de)融資(zi)(zi)風險(xian)(xian)(xian)管(guan)理(li)(li)機制和多(duo)元(yuan)化融資(zi)(zi)渠道(dao)；三是加強經營(ying)管(guan)理(li)(li)，通(tong)過良好的(de)(de)經營(ying)表現贏得投資(zi)(zi)者的(de)(de)信任和支持(chi)。（證券(quan)日報(bao)）