每經AI快訊，8月19日，國家金(jin)(jin)融(rong)監督管(guan)理(li)總局發布關(guan)于健全(quan)人身(shen)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)產(chan)品(pin)(pin)(pin)定(ding)(ding)價(jia)機制的(de)(de)(de)通知，自2024年9月1日起(qi)，新備(bei)案(an)的(de)(de)(de)普通型(xing)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)產(chan)品(pin)(pin)(pin)預定(ding)(ding)利(li)(li)率上(shang)限為2.5%，相(xiang)關(guan)責(ze)(ze)任(ren)準(zhun)備(bei)金(jin)(jin)評(ping)(ping)(ping)估(gu)利(li)(li)率按2.5%執(zhi)行(xing)；預定(ding)(ding)利(li)(li)率超過(guo)(guo)上(shang)限的(de)(de)(de)普通型(xing)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)產(chan)品(pin)(pin)(pin)停止(zhi)銷售(shou)。自2024年10月1日起(qi)，新備(bei)案(an)的(de)(de)(de)分(fen)紅型(xing)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)產(chan)品(pin)(pin)(pin)預定(ding)(ding)利(li)(li)率上(shang)限為2.0%，相(xiang)關(guan)責(ze)(ze)任(ren)準(zhun)備(bei)金(jin)(jin)評(ping)(ping)(ping)估(gu)利(li)(li)率按2.0%執(zhi)行(xing)；預定(ding)(ding)利(li)(li)率超過(guo)(guo)上(shang)限的(de)(de)(de)分(fen)紅型(xing)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)產(chan)品(pin)(pin)(pin)停止(zhi)銷售(shou)。新備(bei)案(an)的(de)(de)(de)萬(wan)能型(xing)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)產(chan)品(pin)(pin)(pin)最(zui)低(di)保(bao)(bao)(bao)(bao)證(zheng)(zheng)利(li)(li)率上(shang)限為1.5%，相(xiang)關(guan)責(ze)(ze)任(ren)準(zhun)備(bei)金(jin)(jin)評(ping)(ping)(ping)估(gu)利(li)(li)率按1.5%執(zhi)行(xing)；最(zui)低(di)保(bao)(bao)(bao)(bao)證(zheng)(zheng)利(li)(li)率超過(guo)(guo)上(shang)限的(de)(de)(de)萬(wan)能型(xing)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)產(chan)品(pin)(pin)(pin)停止(zhi)銷售(shou)。