每經記者｜袁園     每經編(bian)輯｜盧九安    

圖片來源：攝圖網

近日(ri)，《每日(ri)經(jing)濟新聞》記者從(cong)相關途徑獲悉，由恒(heng)(heng)安標準(zhun)(zhun)人壽獨資設立的恒(heng)(heng)安標準(zhun)(zhun)養(yang)老(lao)保(bao)險有限責任公司（以下簡稱“恒(heng)(heng)安標準(zhun)(zhun)養(yang)老(lao)”）獲得中(zhong)國銀(yin)保(bao)監會(hui)批準(zhun)(zhun)籌(chou)建。

“隨著中(zhong)國(guo)人口(kou)老(lao)(lao)齡化趨勢日益凸顯(xian)和人民保(bao)險意識不斷上升，商業(ye)養(yang)老(lao)(lao)保(bao)險市(shi)場(chang)前景非常廣闊。”恒安(an)標準養(yang)老(lao)(lao)保(bao)險有限責(ze)任公(gong)司(si)籌(chou)建負責(ze)人萬群對記者(zhe)表示，公(gong)司(si)一定高質量(liang)完成籌(chou)建工作(zuo)，在配合(he)國(guo)家推進養(yang)老(lao)(lao)金市(shi)場(chang)供給側結構性改(gai)革的進程中(zhong)，充分發(fa)揮合(he)資保(bao)險公(gong)司(si)的專(zhuan)業(ye)優(you)勢，為中(zhong)國(guo)養(yang)老(lao)(lao)保(bao)險事業(ye)的發(fa)展貢獻力量(liang)。

據(ju)《每日經濟(ji)新(xin)(xin)聞》記(ji)者統計，目前(qian)國(guo)內已有(you)(you)(you)(you)養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)公(gong)司8家(jia)，分別(bie)是(shi)平(ping)安(an)養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)股(gu)(gu)(gu)份(fen)(fen)(fen)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司、太平(ping)養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)股(gu)(gu)(gu)份(fen)(fen)(fen)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司、中(zhong)國(guo)人(ren)壽養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)股(gu)(gu)(gu)份(fen)(fen)(fen)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司、長江(jiang)養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)股(gu)(gu)(gu)份(fen)(fen)(fen)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司、泰康養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)股(gu)(gu)(gu)份(fen)(fen)(fen)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司和安(an)邦養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)股(gu)(gu)(gu)份(fen)(fen)(fen)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司、新(xin)(xin)華養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)股(gu)(gu)(gu)份(fen)(fen)(fen)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)公(gong)司、中(zhong)國(guo)人(ren)民養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)有(you)(you)(you)(you)限(xian)(xian)(xian)(xian)責任公(gong)司。此(ci)次(ci)恒安(an)標準養(yang)(yang)(yang)老(lao)(lao)(lao)的獲(huo)批籌建，有(you)(you)(you)(you)望使國(guo)內專業(ye)養(yang)(yang)(yang)老(lao)(lao)(lao)保(bao)險(xian)(xian)(xian)(xian)機構的數目增加到(dao)9家(jia)。

公開資(zi)料顯示，恒安(an)標(biao)準人壽(shou)成(cheng)立于2003年(nian)，注冊資(zi)本(ben)金(jin)為40.47億元，由(you)世界500強英國標(biao)準人壽(shou)安(an)本(ben)集團(tuan)和(he)天津(jin)市泰達國際控股（集團(tuan)）有(you)限公司共同創(chuang)(chuang)立。此次，其(qi)獨資(zi)設立的恒安(an)標(biao)準養老(lao)，也將借鑒英國標(biao)準人壽(shou)安(an)本(ben)集團(tuan)的養老(lao)金(jin)管理(li)經驗及技(ji)術，并(bing)結合本(ben)土(tu)化的管理(li)智慧，以產品創(chuang)(chuang)新(xin)、經營服務(wu)創(chuang)(chuang)新(xin)、便捷服務(wu)創(chuang)(chuang)新(xin)等多(duo)角(jiao)度構(gou)建具有(you)恒安(an)標(biao)準養老(lao)特色的發展(zhan)道路。

有(you)業(ye)(ye)內人士(shi)表示(shi)，當前國內養老(lao)險公司(si)主要有(you)三種業(ye)(ye)務(wu)(wu)模(mo)式：第(di)一種是養老(lao)資(zi)產管(guan)理；第(di)二種是將(jiang)傳統保(bao)險業(ye)(ye)務(wu)(wu)和年金(jin)業(ye)(ye)務(wu)(wu)等資(zi)源作了(le)一定(ding)的整(zheng)合，提供養老(lao)保(bao)障、員工福(fu)利解決方案；第(di)三類(lei)為(wei)新公司(si)，受限于(yu)年金(jin)業(ye)(ye)務(wu)(wu)資(zi)質，主要開展保(bao)險業(ye)(ye)務(wu)(wu)和養老(lao)保(bao)障管(guan)理業(ye)(ye)務(wu)(wu)。至(zhi)于(yu)養老(lao)保(bao)險公司(si)經營何種業(ye)(ye)務(wu)(wu)，也要看企業(ye)(ye)如何定(ding)位自己公司(si)的發(fa)展。

（封面圖片來源：攝圖網(wang)）