每(mei)經AI快訊，“翻了(le)一下(xia)(xia)(xia)產(chan)品庫(ku)，預(yu)定利率(lv)3.5%的(de)(de)產(chan)品已經所剩無幾了(le)”“3.5%進入尾(wei)聲，3.0%正在(zai)到來”……近(jin)期，多位保(bao)(bao)險(xian)(xian)(xian)(xian)從業者在(zai)微(wei)信朋友圈密集分享(xiang)關于保(bao)(bao)險(xian)(xian)(xian)(xian)產(chan)品預(yu)定利率(lv)下(xia)(xia)(xia)調的(de)(de)信息。也有(you)消(xiao)費者咨(zi)詢：“聽(ting)說3.5%的(de)(de)保(bao)(bao)險(xian)(xian)(xian)(xian)產(chan)品要停售了(le)？”多家險(xian)(xian)(xian)(xian)企精(jing)算負責人表示，預(yu)定利率(lv)3.5%的(de)(de)保(bao)(bao)險(xian)(xian)(xian)(xian)產(chan)品退(tui)出市(shi)場是(shi)必然(ran)趨勢(shi)，退(tui)出時間很(hen)可能就在(zai)6月30日(ri)之前。業內人士認(ren)為，預(yu)定利率(lv)下(xia)(xia)(xia)調是(shi)在(zai)當(dang)前形勢(shi)下(xia)(xia)(xia)保(bao)(bao)險(xian)(xian)(xian)(xian)業防(fang)止利差損(sun)風險(xian)(xian)(xian)(xian)的(de)(de)必然(ran)選擇，下(xia)(xia)(xia)調之后(hou)保(bao)(bao)險(xian)(xian)(xian)(xian)產(chan)品仍有(you)相對競爭(zheng)力，險(xian)(xian)(xian)(xian)企應抓好(hao)資產(chan)負債匹配管理(li)等方(fang)面的(de)(de)工作。 (證券日(ri)報)