每經AI快訊，廣(guang)東(dong)省人民政府印發2023年廣(guang)東(dong)金(jin)融(rong)(rong)(rong)支(zhi)(zhi)(zhi)持(chi)(chi)經濟(ji)高質量(liang)發展(zhan)行動方案，其中提(ti)(ti)出，支(zhi)(zhi)(zhi)持(chi)(chi)房(fang)(fang)地(di)(di)(di)產市場平穩(wen)(wen)健(jian)康發展(zhan)。因城(cheng)施(shi)策實施(shi)好差別化(hua)住(zhu)房(fang)(fang)信(xin)(xin)貸(dai)(dai)政策，合理確定(ding)商(shang)業(ye)(ye)(ye)性個人住(zhu)房(fang)(fang)貸(dai)(dai)款的(de)最(zui)低首付款比例(li)、最(zui)低貸(dai)(dai)款利率(lv)要(yao)(yao)求，支(zhi)(zhi)(zhi)持(chi)(chi)居民剛性和改善(shan)性住(zhu)房(fang)(fang)需求。用足(zu)用好“保(bao)交樓(lou)”專項(xiang)借款、“保(bao)交樓(lou)”貸(dai)(dai)款支(zhi)(zhi)(zhi)持(chi)(chi)計劃等(deng)政策工(gong)具，保(bao)持(chi)(chi)開發貸(dai)(dai)款和債券融(rong)(rong)(rong)資穩(wen)(wen)定(ding)，加(jia)快開展(zhan)保(bao)函置(zhi)換(huan)預售監(jian)管資金(jin)業(ye)(ye)(ye)務(wu)，滿足(zu)項(xiang)目(mu)(mu)合理融(rong)(rong)(rong)資需求。支(zhi)(zhi)(zhi)持(chi)(chi)信(xin)(xin)托(tuo)公司、金(jin)融(rong)(rong)(rong)資產管理公司依法合規參(can)與房(fang)(fang)地(di)(di)(di)產項(xiang)目(mu)(mu)并購重組(zu)。鼓(gu)勵金(jin)融(rong)(rong)(rong)機(ji)構重點支(zhi)(zhi)(zhi)持(chi)(chi)治理完善(shan)、聚焦主業(ye)(ye)(ye)、資質良好的(de)房(fang)(fang)地(di)(di)(di)產企(qi)(qi)(qi)業(ye)(ye)(ye)穩(wen)(wen)健(jian)發展(zhan)，支(zhi)(zhi)(zhi)持(chi)(chi)優質房(fang)(fang)企(qi)(qi)(qi)與金(jin)融(rong)(rong)(rong)機(ji)構自(zi)主協商(shang)存量(liang)融(rong)(rong)(rong)資展(zhan)期，利用資本(ben)市場并購重組(zu)和開展(zhan)股權融(rong)(rong)(rong)資，為優質房(fang)(fang)企(qi)(qi)(qi)發行債務(wu)融(rong)(rong)(rong)資工(gong)具提(ti)(ti)供增(zeng)信(xin)(xin)支(zhi)(zhi)(zhi)持(chi)(chi)。鼓(gu)勵金(jin)融(rong)(rong)(rong)機(ji)構優化(hua)建筑企(qi)(qi)(qi)業(ye)(ye)(ye)信(xin)(xin)貸(dai)(dai)服務(wu)，提(ti)(ti)供必要(yao)(yao)的(de)貸(dai)(dai)款支(zhi)(zhi)(zhi)持(chi)(chi)，保(bao)持(chi)(chi)建筑企(qi)(qi)(qi)業(ye)(ye)(ye)融(rong)(rong)(rong)資連續穩(wen)(wen)定(ding)。做好重點房(fang)(fang)地(di)(di)(di)產企(qi)(qi)(qi)業(ye)(ye)(ye)風(feng)險處置(zhi)項(xiang)目(mu)(mu)并購的(de)金(jin)融(rong)(rong)(rong)支(zhi)(zhi)(zhi)持(chi)(chi)和服務(wu)工(gong)作，對并購出險和困(kun)難房(fang)(fang)地(di)(di)(di)產企(qi)(qi)(qi)業(ye)(ye)(ye)項(xiang)目(mu)(mu)的(de)并購貸(dai)(dai)款暫不納入房(fang)(fang)地(di)(di)(di)產貸(dai)(dai)款集中度管理。（ 廣(guang)東(dong)省人民政府網站）