每經AI快訊，10月20日，國家金(jin)融(rong)監督管(guan)理(li)總(zong)局(ju)人身保(bao)(bao)(bao)(bao)險(xian)(xian)監管(guan)工作相關負責人劉昇(sheng)(sheng)在金(jin)融(rong)監管(guan)總(zong)局(ju)2023年(nian)(nian)三季度銀行(xing)業(ye)保(bao)(bao)(bao)(bao)險(xian)(xian)業(ye)數據信(xin)息新聞發(fa)布會上表示，近(jin)些年(nian)(nian)，人身保(bao)(bao)(bao)(bao)險(xian)(xian)業(ye)同質(zhi)化(hua)競爭嚴(yan)重，保(bao)(bao)(bao)(bao)險(xian)(xian)公司費(fei)用管(guan)理(li)普遍較為(wei)粗(cu)放，導致實際費(fei)用超出了產品(pin)報備時的(de)水平，出現“報行(xing)不一”的(de)情況。據劉昇(sheng)(sheng)介紹(shao)，當前(qian)，金(jin)融(rong)監管(guan)總(zong)局(ju)在銀保(bao)(bao)(bao)(bao)渠(qu)道(dao)率(lv)先嚴(yan)格執行(xing)產品(pin)“報行(xing)合一”工作，強化(hua)產品(pin)備案管(guan)理(li)。整體來看(kan)，保(bao)(bao)(bao)(bao)險(xian)(xian)公司的(de)銀保(bao)(bao)(bao)(bao)業(ye)務運(yun)行(xing)平穩、進展良好。初步估算(suan)，銀保(bao)(bao)(bao)(bao)渠(qu)道(dao)的(de)傭金(jin)費(fei)率(lv)較之前(qian)平均水平下降了30%左右。（澎湃新聞）